Send us your Cardiff commercial mortgage enquiry

How quickly will we hear back after contacting Cardiff Commercial Mortgages?

We respond to all enquiries within 2 hours during business hours (Monday to Friday, 8am to 6pm). Initial deal feedback and indicative terms are typically delivered within 48 hours of receiving full property and trading details.

What information do you need to give an indicative quote?

At minimum: property address and type (owner-occupier, investment, semi-commercial, trading-business), purchase price or current value, deposit or existing equity, rental income or trading EBITDA, and a brief borrower background. For investment deals we also want the lease summary; for owner-occupiers and trading businesses we want the last 2 to 3 years of accounts.

Is there a cost for the initial consultation?

No. The initial deal assessment, indicative terms and lender shortlisting are always free. We are only paid by the lender on successful completion of your mortgage, and the fee is included in the arrangement fee shown on the term sheet.

Do you cover the whole Cardiff Capital Region?

Yes, the full Cardiff metropolitan area (including Cardiff City Centre, Central Square, Cathays and Roath, Llandaff and Whitchurch, Rumney and Llanrumney) plus Newport, Swansea, Bridgend and the wider South Wales footprint.

What loan sizes do you work on?

Commercial mortgage facilities from £150K to £10M. Smaller deals below £150K are typically better served by high-street SME products; we can still refer those where appropriate.